Not fear marketing — a short list of habits that reduce real risk at home and at work.
Unique passwords, a manager you trust and multi-factor on email, banking and work accounts first.
OS and app updates on a schedule. Deferred patches are how old bugs stay open.
If it is not restored once, it is not a backup. Cloud plus one offline copy for critical files.
Hover, verify sender, and never approve logins you did not start. Urgency is the attacker’s favorite tool.
Router admin password changed, guest Wi‑Fi for visitors, firmware not left on factory year-one.